— WHAT WE OFFER
Comprehensive Financial Services for Every Life Stage
From protecting your family today to guaranteeing your income in retirement — Empyre Finance covers every dimension of your financial life.
Term Life Insurance
75 million Americans have zero life insurance coverage. A $500K policy costs less than your Netflix — and one conversation could protect everything.
Learn MoreKey Features
- Death benefit from $100K to $2M+
- Level premiums locked in for 10, 20, 30, or 35 years
- Starting from ~$20/month for healthy adults
- Convertible to permanent coverage later
- Replaces lost employer group coverage
- Fast approval — some policies same-day
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Starting from ~$20/month
Who it's for
Families with children, homeowners, dual-income households, and anyone whose income others depend on — especially ages 25–55 in Dallas, TX.
Will & Trust
76% of Americans have no will. Without one, courts decide who raises your children and inherits your home. We fix that in one meeting.
Learn MoreKey Features
- Last Will & Testament — asset distribution your way
- Living Trust — bypass probate completely
- Guardian designation for minor children
- Durable Power of Attorney (financial)
- Medical Power of Attorney
- Healthcare Directive / Living Will
- Beneficiary review & coordination
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Essential for every Dallas family
Who it's for
Parents with minor children, homeowners, anyone with assets over $50K, families with property in multiple states, first-generation wealth builders, and Dallas homeowners with estates above $500K.
IUL — Indexed Universal Life
Your 401(k) income is fully taxed at 30%+. IUL income is not. No contribution limits, no market losses, no required withdrawals. Built for high earners.
Learn MoreKey Features
- Market-linked growth — S&P 500 index
- 0% floor — principal never lost to market crash
- Tax-deferred growth, tax-free income in retirement
- No contribution limits (vs. $23,500/yr 401k cap)
- No Required Minimum Distributions
- Tax-free death benefit to heirs
- Critical, Chronic, and Terminal Illness covered from day One
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$300K+ tax advantage over a career
Who it's for
High earners ($100K+) who have maxed their 401(k) and IRA, self-employed professionals, business owners seeking flexible tax-advantaged growth, and families planning multi-generational wealth transfer.
Annuity
The only financial product that guarantees you income for life — whether you live to 80, 95, or beyond. No matter how long you live and your spouse live. Turn your savings into a personal pension.
Learn MoreKey Features
- Guaranteed income for life — cannot run out
- Market-linked growth up to 11–12% annual cap
- Tax-deferred growth
- Accepts both qualified (IRA/401k) and non-qualified funds
- Death benefit — remaining value passes to heirs
- No contribution limits
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Income guaranteed — can never run out
Who it's for
Pre-retirees ages 50–65 with $100K+ saved, anyone who fears outliving their money, CD and bond holders seeking better tax-deferred returns, women facing the retirement income gap, and anyone without an employer pension.
Join Our Team
Build active commissions helping families nationwide. Build passive override income from your team. No experience required — full training provided.
Learn MoreKey Features
- Active commissions — paid on every policy you write
- Passive override income — earn on your team's production
- No prior experience required
- State licensing support included
- Flexible — part-time or full-time
- Work from anywhere in the USA
- Proven products — people already need them
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Part-time or full-time — work from anywhere in the USA
Who it's for
Career changers ready for unlimited income, parents wanting flexible hours, young professionals (22–35) building early financial freedom, real estate and sales professionals wanting residual income, and anyone who wants to earn more than a salary cap allows.
Long-Term Care / Disability
Long-term care and disability income protection through Nationwide. Covers nursing home, home care, and income replacement if you can't work.
Learn MoreKey Features
- Long-term care coverage by Nationwide
- Disability income replacement insurance
- Covers nursing home, assisted living, and home care
- Income replacement during disability (up to 60–70%)
- No medical underwriting options available
- Flexible benefit periods (2-year, 5-year, lifetime)
- Inflation protection riders available
- Benefits available for both individuals and couples
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Covered by Nationwide — flexible benefit periods
Who it's for
Working professionals ages 35–60, families with a single income earner, business owners, anyone without employer-sponsored LTC or disability coverage, and those with aging parents who've seen the cost of care firsthand.
— COMMON QUESTIONS
Frequently Asked Questions
Not sure which service fits your situation?
Talk to us. We'll help you identify the right strategy for your family.